NORTHERN Ireland remains the most "cash heavy" part of the UK and topped the list for highest ATM use last year.
ATM network Link said banking customers in the north withdrew an average of £2,266 per person in 2022.
It said customers in the UK collectively withdrew £83 billion from cash machines last year, increasing from £79 billion in 2021, but ATM use is still unlikely to return to pre-pandemic levels.
In 2019, £115 billion was withdrawn from cash machines.
The average total value of ATM withdrawals per person over 16 in the UK was £1,564 last year, up from £1,462 in 2021, according to Link, which used Office for National Statistics population data to make the calculations.
Banking customers in Northern Ireland withdrew an average of £2,266 in 2022, compared to £2,931 in 2019, £2,124 in 2020 and £2,070 in 2021.
The second highest area was London with £1,744 per person last year and Scotland was £1,686.
Link said the number of ATMs fell from 52,547 in December 2021 to 51,253 in 2022 with the decrease driven by a fall in the number of fee-charging machines.
The number of free-to-use machines slightly increased, from 40,856 in December 2021 to 40,869 in 2022.
Graham Mott from Link, said: "While many people are now happy to use contactless or digital payments, our research shows there are very few people that are completely cashless.
"We also know that people are visiting cash machines less often, but on average take out more cash. It's extremely good news that the government is introducing legislation to help protect free access to cash."