Peter McGahan
Peter McGahan: How regular saving reduces risk
Peter McGahan says that if a fund doesn’t have the cash, it looks to other liquid assets like easy-to-sell properties
Peter McGahan: My list of mortgage tips
THERE are often some easy tweaks to your finances which can save you quite a bit of money, so I had a chat to my mortgage director about some of the easy, but common mistakes made when applying for a mortgage.
Mortgage rates and the housing market
LAST week I covered the reality around interest rates and where they are going, as highlighted by the market makers, rather than what the Central Bank was saying.
Peter McGahan: How your mortgage rates are calculated - get our free review
MORE than 1.4 million people in the UK, including tens of thousands in Northern Ireland, will have had the joy of coming out of the security of a fixed rate mortgage into a tornado of hiked variable rates, often wondering if the weather was going to get worse.
Protecting estates in the event of a divorce
IN A previous column, I mentioned the benefit of making gifts to children during the parent/grandparent’s lifetime.
Housing market: Are you a first-time buyer looking for help?
THE housing market. What is that? For some, it’s a place to try and make money; for large house builders, it’s an economy.
YOUR MONEY: How consumer duty helps you
IN July, Consumer Duty came into action, with financial firms having to prove they are doing what they need to deliver good outcomes for customers on products and services, price and value, consumer understanding and consumer support.
YOUR MONEY: Equity release to pay off mortgage?
DO you remember Dudley Moore and his sketch on honesty advertising in the movie ‘Crazy People’? He is asked what marketing is while he’s with his nurse girlfriend in a psychiatric hospital.
PETER McGAHAN: Inheritance tax changes – yawn!
THE government has mooted a potential change in inheritance tax rules.
PETER McGAHAN: Structured kick out plans
LAST week we covered the structured products, often marketed as capital protected.