financial planning

WHETHER it’s your pension, ISA or general investments, there can be some tough times when reading your investment reports each year.

I TYPE a similar column to this one perhaps once a year. It’s normal. Markets are crazy. They often are, and investors begin to think their age-old strategy of investing may be wrong. They jump from the food queue they have been in, only to see the new queue close for a break.

I’VE covered the key psychological plans for retirement and what income you may need in retirement, so here, in my third column covering retirement, I’ll look at some of the options available to those with a personal pension.

In the last 35 years of financial planning, there have been one or two scenarios where we have had to set financial plans for the customer.

SINES, cosines and tangents.

QUESTION: I have just been notified that I am to receive a significant inheritance of £500,000 from a relative.

THIS week we have some amazing new numbers that show how people’s behaviour is changing, as they struggle with the rising cost of living.