Life

Netting a Bargain: Money off and bonus Nectar points with American Express

Jonathan Campbell rounds up the best deals on the web and the high street

Get money-back offers when shopping with American Express

- GOT an American Express card? Until June 21 you can get a 3 per cent statement credit (effectively a partial refund) each time you shop in a Debenhams store or at www.debenhams.com. Just sign into your Amex online account and click 'save to card' before making a purchase. The offers displayed for each cardholder may vary. Other offers available on some accounts at the time of going to print included 2 per cent back at AirBnB until July 19, 5 per cent back at H Samuel when spending £150 or more until June 21 and 10 per cent back at Caffe Nero until June 21.

Not got an Amex card? New American Express Nectar cardholders get £100 worth of Nectar points free when spending £2,000 within their first three months of membership - useful if you regularly put things on your card or you are planning some big purchases. There's an annual fee of £25 on the Amex Nectar card but it's waived in the first year. Read the full terms and conditions at https://www.americanexpress.com/uk.

- Join H&M's new loyalty scheme, H&M Club, and you'll get 20 per cent off your next purchase in any of the fashion retail chain's stores or at www.hm.com. Order online and you'll get free delivery. Members accrue points as they spend. They are also sent details of special offers from time to time. To sign up, register at www.hm.com or download the H&M app from the Apple App Store or Google Play.

- Getting hitched? Set up your wedding gift list at Debenhams and you'll receive a £50 gift card when £250 is spent on your list. You'll also get free delivery and the opportunity to buy any unbought items with 10 per cent discount. Find out more at www.debenhams.com under the 'weddings' section of the homepage and then 'gift list options'.

- This offer is mentioned every so often in Netting a Bargain for the benefit of new readers but it bears repeating: As well as benefiting from in-store discounts, Ikea Family cardholders get a free cup of tea or filter coffee in the cafe/restaurant each day (except Saturdays and Sundays). Prefer a latte or cappuccino? That's just 40p instead of the usual £1.35. If you're peckish you can get a seven-item cooked breakfast for £1.50 instead of £2.25. That offer is valid from Monday to Friday until 11am. For more details go to www.ikea.com/gb/en/ikea-family/member-benefits.

j.campbell@irishnews.com

Details accurate at time of going to print. Offers subject to availability. If you see a TinyURL link in this article, it’s just a convenient way of redirecting you to a web page that would otherwise have a long address.

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