AFTER last week’s column on the level of income you can take from your pension in retirement without eroding your capital, I’ll add some tips on how we might maintain your financial security by shoring up your pension values.
HAVE you thought about planning ahead to help your son or daughter on to the property ladder, in a few years’ time? Why am I thinking of this today? A colleague here has just returned from a holiday in Rome with two overwhelming impressions of Italian life.
ARE you ‘pension savvy’ about planning your retirement? A major new report has indicated that in general, pension savers are mostly ‘saving blind’ into their pensions, with no idea how much they will get out when they retire.
QUESTION: One of my employees has built up a close relationship with many of our key customers, so to incentivise him to stay with the company for the long term I would like to offer him the opportunity to acquire shares in the business.